Andrew Hale was a ruddy man with a big gray moustache and a stubbly double-chin unconstrained by a collar; but his scrupulously clean shirt was always fastened by a small diamond stud. This display of opulence was misleading, for though he did a fairly good business it was known that his easygoing habits and the demands of his large family frequently kept him what Starkfield called behind.
- Edith Wharton